Attention homeowners: Real estate appraisal services for in Lamar and Barton County
Here are the top seven reasons Missouri homeowners need Appraisal Service and Solutions, LLC:
At Appraisal Service and Solutions, LLC, we understand the particular needs of a consumer after appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. As our client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisal Service and Solutions, LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.
Challenging a property tax assessmentLet's say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Appraisal Service and Solutions, LLC is your #1 weapon.
Need to cancel PMI?An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Appraisal Service and Solutions, LLC is qualified in helping consumers just like you abolish unwanted PMI insurance.
HELOC recently frozen?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Appraisal Service and Solutions, LLC can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you would like to have a professional double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Appraisal Service and Solutions, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. Although most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.